Fire and Allied Perils Insurance

Fire and Allied Perils Insurance

Fire and Allied Perils Insurance

A traditional and a time-tested policy that offers cover against fire and allied perils of nature. This policy covers your building, fixtures and fittings, and household contents, of every description. Almost all material is combustible and therefore prone to destruction by fire in varying degrees. So all property, whether movable or immovable, must be protected from the devastating effects of fire. Our Fire policy protects your home, commercial or industrial property, from fire and lightning. You can also extend the policy to cover other perils such as riot and strike, malicious damage, terrorism, and explosion. But the policy does not cover damage caused by the explosion of boilers and other pressured vessels, impact damage, aircraft damage, as well as damage resulting from cyclones, storms, tempests and floods, tidal waves, tsunamis, earthquakes, electrical fires as well as from bursting and overflowing water tanks and pipes, sprinkler leaks and spontaneous combustion. Such covers can be obtained as additional covers as required by the insured.

Fire industrial /business premises Insurance is a tailored insurance solution that offers protection for loss or damage of your industrial / business premises. The policy covers commercial buildings, offices, production facilities, warehouses and industrial risks such as fire, burglary, natural disasters and allied perils, and ensures your operation can continue with minimal to none interruptions in case of unexpected loss or damage to the premises.

  • The basic cover provides protection from fire & lightning damages

The following covers are offered at an additional premium:

  • Riot & Strike
  • Malicious Damage
  • Explosion
  • Aircraft Damage
  • Impact Damage
  • Cyclone/ Storm/ Tempest/ Flood
  • Earthquake (including fire & shock)
  • Bursting & Overflowing of Water Tanks
  • Electrical Extra
  • Natural Disaster Cover
  • Terrorism
  • Spontaneous Combustion
  • Burglary Cover

This home insurance policy, you can be certain that your home and its belongings are in safe hands.

  • Fire & lightning
  • Explosion
  • Aircraft damage
  • Impact damage
  • Malicious damage (If riot & strike cover is purchased)
  • Cyclone, storm & tempest
  • Hurricane, typhoon & tornado
  • Earthquake
  • Tidal waves & tsunami caused by earthquake or volcanic eruptions
  • Bursting & overflowing of water tanks, apparatus & pipes
  • Electrical extra
  • Burglary
  • Flood
Additional Covers

You can also obtain the following covers for an added premium.

  • Riot & Strike
  • Terrorism

Fire and Allied Perils Insurance
Policy Document


What our customers say

Danuska Pradeep

I am very happy with the services you provided. Thank you so much. I would certainly recommend your Company to my friends.

Thimalsha Weerasinghe

Thank you so much for your all help and patience. You have been fantastic being so patient and answering any and all my questions etc. I highly recommend your service to my friends and family.

Kalana Madupa

I am now very happy that my life insurance policy has been put into force. I would really like to thank you for your reliable and prompt response always. Again, thank you very, very much for everything

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Many thanks for all your help in this matter. I have to say I really appreciate the efficient, kind and friendly manner that you have displayed in dealing with this. Sadly it seems to be lacking in so many areas of this modern world. You have restored my faith.

Mekala Gamage

I have been meaning for the past month to email and thank you for all your help at such short notice at the end of February. Everything is now in place with my life insurance and I feel so much better!! I hope you don't mind, but I have passed your details on to a friend of mine.